Terms & Conditions

These are the terms and conditions (Terms) on which we supply products to you, whether these are goods or digital content available on https://2050.cards (Website) or any 2050cards Limited (2050cards) application that you access (App). These Terms are legally binding. Please read these Terms carefully before you submit your order to us. These Terms tell you who we are, how we will provide products to you, how you and we may change or end the contract, what to do if there is a problem and other important information. If you have any questions or require clarification on these Terms, please contact us by referring to the table in clause 1.2.

If you do not agree to these Terms, you must not order any products from this Website or App.

DEFINED WORDS: In these Terms a bold, capitalised word has a particular meaning. These relevant words can be found in brackets after their meaning. Any reference in these Terms and Conditions to “we”, “us” or “our” is a reference to 2050cards Ltd. Any reference to “you” or “your” is a reference to any consumer and these references may be used interchangeably.


1.1 Who we are

2050cards Ltd is a company registered in England and Wales under registration number 13175787Our registered office is 14 Wilmot Place, London, NW1 9JP. 

1.2  How to contact us

You can contact our customer service team (Customer Service Team) in the following ways:



Social Media

Instagram: @2050cards

Facebook: @2050cards


[email protected]


14 Wilmot Place, London, NW1 9JP

1.3 How we may contact you

If we have to contact you, we will do so by telephone or by writing to you at the email address or postal address you provided to us in your order.

1.4 “Writing” includes emails

When we use the words writing or written in these terms, this includes emails and WhatsApp messages.

1.5 Your status

You must be at least 18 years old to place an order on our Website or the official 2050cards phone application (the App).


2.1 How to place an order

In order to place an order with us, we require you to create an online account with us (2050cards Account). When you create a 2050cards Account, you will need to supply us with your real name and a valid email address. Please also see section 18.1.

You place an order on the Website or App by pressing the Start Free Trial button during the checkout process. By confirming your order, you are agreeing to purchase the product you have selected which shall be subject to these Terms.

When you confirm your order, we will take payment for your order by means of your nominated payment method at the end of the free trial period.

2.2 How we will accept your order

Our acceptance of your order will take place when we email you to accept it, at which point a legally binding contract (Contract) will come into existence between you and us.

2.3 If we cannot accept your order

There may be circumstances in which we are unable to accept your order, because of something we discover after we send you an order confirmation email. If this is the case, we will inform you of this via email and will refund you for the product. We may be unable to accept your order because:

(a)  we have identified an error in the price or description of the product;

(b) it appears that the order mistakenly duplicates another order;

(c) your Personalised Product contravenes, or appears to contravene, our Content Rules (section ‎3.3);

(d) there are unexpected limits on our resources which we could not reasonably plan for;

(e) a credit reference we have obtained for you does not meet our minimum requirements or we cannot obtain authorisation for your payment;

(f) we suspect that the order has been placed fraudulently;

(g) a promotional offer or discount code has been used outside of a valid promotion period or has expired; or

(h) your order otherwise breaches any of the requirements of these Terms.


The cards and other products sold by us through our Website and App are produced on cloud based servers.

3.1 Products may vary slightly from their pictures

The images and videos of the products on our website are for illustrative purposes only. Although we have made every effort to display the colours accurately, we cannot guarantee that your device’s display of the colours accurately reflects the colour of the products.  Your product may vary slightly from those images. 

3.2 Personalised Products

If the product includes personalised content selected by you, it is a personalised product (Personalised Product). If it is a standard product which does not include any content selected by you, it is a non-personalised product (Non-Personalised Product).

It is up to you to ensure the content you have contributed for inclusion in a Personalised Product is correct (for example the content is correctly spelt). 

Please double-check your order on screen that all the details are correct.

By uploading or including any content or material (including but not limited to photographs, graphics, text and other material) (Customer IP) in a Personalised Product, you grant us a non-exclusive, royalty-free, irrevocable licence (including the right to grant sub-licences through multiple tiers) to use, reproduce, adapt, distribute and communicate to the public that content or material solely for the purpose of performing our obligations under these Terms and exercising any rights you may grant to us. Please note that we may modify content or material in order to conform it to 2050cards or the requirements of the product you have ordered (such as by cropping images).

The rights and ownership to the Customer IP will remain yours, or the person who gave you permission to use the Customer IP.

If you use third party copyright in any Personalised Product, it is your responsibility to ensure that you seek permission from the copyright owner. We will not accept any liability  whatsoever if any Customer IP infringes on third party copyright. You will be held responsible for any fees and third party damages we may have to pay to a third party because of such infringement and you will be liable to reimburse these payments to us in full.

3.3 Content Rules

We do not permit Personalised Products to include any content or material which:

(a) infringes anyone’s IP (see below the definition in section ‎12). In particular, you must ensure that you either own the IP in the Customer IP that you wish to include in a Personalised Product or that you have permission from the IP owner to include that Customer IP in the Personalised Product;

(b) contravenes any applicable law (including, without limitation, any criminal law) or regulation;

(c) is false, inaccurate, misleading, offensive, abusive, threatening or defamatory, or that might cause needless annoyance, inconvenience or distress to any person;

(d) misrepresents identity or impersonates any person;

(e) includes personal data about another person, such as their address, phone number, or email address, except with the written approval of that person;

(f) is pornographic, obscene, indecent or offensive, has sexual connotations, which promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation or age, or that may incite hatred or violence against any person or group;

(g) may harass, upset, embarrass or alarm any person;

(h) gives the impression that it originates from or has been approved by us, our partners and licensors, whether by reference to our/their name or otherwise;

(i) may violate the integrity and reputation of our name, and the names of our partners and licensors;

(j) advocates, promotes or assists any unlawful act;

(k) includes or makes reference to illegal drugs; or

(l) makes reference to politicians’ names and/or political statements.


4.1 In order to become a Member you must purchase a subscription product (Digital Product). The purchase prices for Digital Products will be clearly stated at the time of purchase. You may pay for your purchases by credit card.

4.2 The services available to Members for a fee (the “Membership Services”) are subject to change but generally enable members to send as many cards as they like. We reserve the right to change the Membership Services and offering at any time at our sole discretion.

4.3 You agree that we reserve the right to charge a fee for the Membership Services or any part of them (the “Fees”) and to change any applicable Fees from time to time at our sole discretion. Information on the current Fees for the Membership Services will be posted on the Website.

4.4 You agree to pay the Fees and any other charges that we have notified you of and you have agreed in connection with your use of the Membership Services or any part of them (including all and any applicable taxes) at the prices in effect when the Fees and/or other charges were incurred. The Fees will be charged at the beginning of your membership period. Thereafter your membership will renew automatically on the same basis as that of your initial membership period and the appropriate Fees will be charged on the date of the renewal of the membership (e.g. if your membership is on a monthly basis, your membership will renew automatically every month. If your membership is on an annual basis it will renew automatically every year). We will bill all Fees and charges automatically to your nominated payment method. If the applicable Fees change, any such change will not apply to you until your current membership period has expired.

4.5 From time to time we may offer a free trial period to access areas of our Platform restricted to Members. When signing up to the free trial period you will be required to provide credit or debit card payment details and select your desired membership period. At the end of the free trial period, your payment method will be debited with the Fee applicable at the time you signed up for your free trial for your chosen membership period and will automatically renew as above unless and until you cancel your membership. It is a requirement of your continued membership that you maintain a valid payment method on file at all times.

4.6 You may cancel your membership at any time through our Website or App which will stop the auto-renewal of your membership.

4.7 2050cards may in its sole discretion modify, withdraw, amend or add to any Services or other offers or arrangements or impose any requirements or restrictions relating to the use of the 2050cards Membership Product. 2050cards will give as much advance notice as practicable of such action to users.

4.7.1 2050cards may terminate the 2050cards Membership Product at any time. Except in the event of the insolvency of 2050cards, 2050cards will use its reasonable endeavours to give at least three months’ notice to users prior to termination. In the event of the insolvency of 2050cards, or otherwise at the end of the period of notice, each user acknowledges and agrees that their right to use the Services will cease with immediate effect.

4.7.2 Each month during the validity of a users membership to the 2050cards Membership Product, whether that be a month to month or annual membership a user may receive the ability to send, free of any further charges, an unlimited number of cards.

4.8 There shall be no cash or redemption value for any part of the membership product.

4.9 No refunds of membership payments are permissible at any time or at any point.

4.10 Unless you notify 2050cards before a charge that you want to cancel or do not want to auto-renew, you understand your membership will automatically continue and you authorise us (without notice to you, unless required by applicable law) to collect the then-applicable membership fee and any taxes, using any eligible payment method 2050cards has on record for you.


5.1 Where to find the price for the product

The price of the product will be the price indicated on the order pages when you placed your order. We take all reasonable care to ensure that the price of the product advised to you is correct. However please see section ‎5.5 for what happens if we discover an error in the price of the product you order.

5.2 Payment 

You can pay for your products using credit card, debit card, or any other payment method which we make available to you at the time of your order. Please note that we do not accept payments via American Express.

You can cancel your subscription at any point before your free trial comes to an end. All the notice of terms are given at the time you register for your free trial, however, you will not receive a separate notice stating that your free trial has ended, or that your paid subscription has begun.

5.3 Offers, discounts, vouchers and competitions

If you have been sent a discount code or voucher by us, you must apply it at the checkout to benefit from a discount or price reduction.

Please note that promotional offers, discount codes and vouchers can only be applied to our specified products. 

Promotional offers and discount codes must be used within the valid offer time, but we reserve the right to dispatch products outside of this period. 

2050cards reserves the right to cancel, change or extend offers at any given time, without notice. Promotions cannot be backdated or applied retrospectively to orders already placed.

There are no cash alternatives for offers or discount codes.

5.4 What happens if we got the price wrong?

It is always possible that, despite our best efforts, some of the products we sell may be incorrectly priced. We will normally check prices before accepting your order so that, where the product’s correct price at your order date is less than our stated price at your order date, we will charge the lower amount. If the product’s correct price at your order date is higher than the price stated to you, we will contact you for your instructions before we accept your order.

5.5 What to do if you think your order confirmation receipt or invoice is wrong

If you think your order confirmation receipt or invoice is wrong, please contact the Customer Service Team by referring to the table in clause 1.2 promptly to let us know.


6.1 General information

During the order process, we will generally notify you of the expected timeframe for receiving your order. However, 2050cards does not guarantee delivery dates or times.

For orders that are accepted, unless we inform you otherwise in the order process, we will deliver the product you have ordered within 12 hours of the order.

Errors in the phone number may cause unnecessary delay and/or result in unsuccessful delivery of your items.

6.2 Estimated delivery times

Cards will be delivered to your phone via WhatsApp or through the App.

6.3 We are not responsible for delays outside our control

If our supply of the products is delayed by an event outside our control (such as acts of God, natural disasters, epidemics or pandemics, terrorist attacks, war or threat of war, riots, imposition of sanctions, embargo, or breaking off of diplomatic relations, nuclear, chemical or biological contamination or sonic boom, any laws imposing an export or import restriction, quota or prohibition, or failing to grant necessary licence or consent, collapse of buildings, fire, explosion or accident, industrial action, interruption or failure of utility service) then we will contact you as soon as possible to let you know and we will take steps to minimise the effect of the delay. Provided we do this we will not be liable for delays caused by the event. However, if there is a risk of substantial delay you may contact us to cancel your order and receive a refund for any products you have paid for but not received. Your statutory rights as a consumer are not affected.

6.4 When you become responsible for the goods

A product which is goods shall be your responsibility from the time we deliver the card to the phone number provided.

6.5 When you own goods

You own a product which is goods once we have received payment in full.

6.6 What will happen if you do not give required information to us

We may need certain information from you so that we can supply the products, for example, your phone number. We will contact you to ask for this information. If you do not give us this information within a reasonable time of us asking for it, or if you give us incomplete or incorrect information, we may end the contract (and Section ‎11.2 will apply). We will not be responsible for supplying the products late or not supplying any part of them if this is caused by you not giving us the information, we need within a reasonable time of us asking for it.

6.7 Reasons we may suspend the supply of products to you

We may have to suspend the supply of a product to deal with technical problems or make minor technical changes; update the product to reflect changes in relevant laws and regulatory requirements; or make changes to the product as requested by you or notified by us to you.

6.8 Your rights if we suspend the supply of products

We will contact you as far in advance as practicably possible to tell you we will be suspending supply of the product. If we have to suspend the product for longer than 48 hours, we may contact you to cancel your order and refund any sums you have paid. You may contact us to end the contract for a product if we suspend it, or tell you we are going to suspend it, in each case for a period of more than 48 hours and we will refund any sums you have paid in advance for the product in respect of the period after you end the contract.


As a courtesy, we may allow you to make changes to your order on your 2050cards Account. If you cannot make changes on your 2050cards Account, then you will need to contact us (see section ‎1.2 for contact details). 

We will let you know if the change is possible. If it is possible we will let you know about any changes to the price of the product, the timing of supply or anything else which would be necessary as a result of your requested change and ask you to confirm whether you wish to go ahead with the change.


8.1 Minor changes

We may have to make minor changes to a product to reflect changes in relevant laws and regulatory requirements or to implement minor technical adjustments and improvements, for example to address a security threat. Minor changes will not affect your use of the product.

8.2 Significant changes

There may be circumstances where we have to make significant changes to our products. If we do need to make such changes, we will notify you of this. You may then contact us to end the contract before the changes take effect and receive a refund for any products paid for but not received.


9.1 Your rights

Your rights when you end the contract will depend on what you have bought, whether there is anything wrong with it, how we are performing and when you decide to end the contract, including:

(a) if what you have bought is faulty or misdescribed you may have a legal right to end the contract (or to get the product repaired or replaced or a service re-performed or to get some or all of your money back), see section ‎10.1;

(b) if you want to end the contract because of something we have done or have told you we are going to do, see section ‎‎9.3;

(c) if you have just changed your mind about the product, see section ‎‎9.4.  You may be able to get a refund if you are within the cooling-off period, but this may be subject to deductions;

(d) In all other cases (if we are not at fault and there is no right to change your mind), see section ‎‎9.6.

9.2 Ending the contract because of something we have done or are going to do

If you are ending a contract for a reason set out below, the contract will end immediately, and we will refund you in full for any products which have not been provided. You may also be entitled to compensation. The reasons are:

(a) We have told you about an upcoming change to the product or these Terms which you do not agree to (see section ‎8.2);

(b) we have told you about an error in the price or description of the product you have ordered and you do not wish to proceed;

(c) there is a risk that supply of the products may be significantly delayed because of events outside our control;

(d) we have suspended supply of the products for technical reasons, or notify you we are going to suspend them for technical reasons, in each case for a period of more than 48 hours; or

(e) you have a legal right to end the contract because of something we have done wrong.

9.3 Exercising your right to change your mind (Consumer Contracts Regulations 2013)

For most products bought online you have a legal right to change your mind within 14 days and receive a refund.

You have 14 days after the day we email you to confirm we accept your order, or, if earlier, until the WhatsApp message or App notification containing the eCard has been opened. If we delivered the digital content to you immediately, and you agreed to this when ordering, you will not have a right to change your mind.

9.4 Ending the contract where we are not at fault and there is no right to change your mind

Even if we are not at fault and you do not have a right to change your mind (see clause 8.1) you can still end the contract before it is completed, but you may have to pay us compensation. A contract for goods or digital content is completed when the product is delivered, downloaded or streamed and paid for. If you want to end a contract before it is completed where we are not at fault and you have not changed your mind, just contact us to let us know. The contract will end immediately and we will refund any sums paid by you for products not provided but we may deduct from that refund reasonable compensation for the net costs we will incur as a result of your ending the contract.

9.5 Summary of your legal rights We are under a legal duty to supply products that are in conformity with these Terms. 

For a summary of your legal rights, please see the table below. This is subject to exceptions and is subject to change from time to time. For detailed information please visit the Citizens Advice website www.citizensadvice.org.uk or call 03444 111 444.

The Consumer Rights Act 2015 says goods must be as described, fit for purpose and of satisfactory quality. During the expected lifespan of your product your legal rights entitle you to the following:

a) Up to 30 days: if your goods are faulty, then you can get an immediate refund.

b) Up to six months: if your goods can’t be repaired or replaced, then you’re entitled to a full refund, in most cases.

c) Up to six years: if your goods do not last a reasonable length of time you may be entitled to some money back.

Please also see section ‎9.3.


The Consumer Rights Act 2015 says digital content must be as described, fit for purpose and of satisfactory quality:

a) If your digital content is faulty, you’re entitled to a repair or a replacement.

b) If the fault can’t be fixed, or if it hasn’t been fixed within a reasonable time and without significant inconvenience, you can get some or all of your money back.

c) If you can show the fault has damaged your device and we haven’t used reasonable care and skill, you may be entitled to a repair or compensation.

Please also see section ‎9.3.


10.1 Reporting a problem

If you have questions or are unhappy with your order, please contact us (see section ‎1.2 for contact details).

We aim to acknowledge any complaint within 14 days and will do our best to resolve it within 28 days. 

If you receive a product from us in error, you must inform our Customer Service Team immediately. Our Customer Service Team will then provide you with instructions on how to return or securely destroy the product.

Personalised Products

Where an item is faulty,  please contact us. 

If you are eligible for a refund, we will reimburse the price you have paid for the product(s) onto the credit or debit card that you paid with or to your PayPal account. Alternatively, we may offer to recreate (if applicable) and resend the item free of charge. Please note it is not our policy to offer both a refund and a resend.

Refunds cannot be given if the fault is a result of your own actions such as product misuse or if personalisation is mis-spelt or if you have uploaded an image of a low resolution or size. Please see section ‎3.2 on Personalised Products for more information.


11.1 We may end the contract if you break it

We may end the contract for a product at any time by writing to you if:

(a) you do not, within a reasonable time, allow us to deliver the products to you.

11.2 You must compensate us if you break the contract

If we end the contract in the situations set out in Section ‎11.1 we will refund any money you have paid in advance for products we have not provided, but we may deduct or charge you reasonable compensation for the net costs we will incur as a result of your breaking the contract.


For the purposes of these Terms, the following words will have the meanings as set out below:

(a) IP means intellectual property rights of any nature, including (for example) patents, rights to inventions, copyright and related rights, trade marks and service marks, trade names and domain names, rights in get-up, goodwill and the right to sue for passing off or unfair competition, rights in designs, rights in computer software, database rights, rights to preserve the confidentiality of information (including know-how and trade secrets), and any other intellectual property rights, whether registered or unregistered, and including all applications for such rights, and rights to apply for and be granted such rights, and renewals or extensions of such rights, and rights to claim priority from such rights, and all similar or equivalent rights or forms of protection which subsist, or will subsist, now or in the future, in any part of the world.

(b) Content means all text, software, applications, graphics, audio, visual and/or audio-visual material (including but not limited to, music, sound, still visual images, photographs and video), data, database content, page layouts, design and other multi-media content, information and material, including the metadata relating to such content.

(c) 2050cards Content means all Content in the Website, the App, the Personalised Products and Non-Personalised Products.

Other than the Customer IP and unless otherwise stated, 2050cards and its licensors owns all IP and other rights in the 2050cards Content.

“2050cards” is our registered trademark, and you agree not to display or use it in any manner without our prior written consent.

You may use and access our Website and App to the extent and purpose required for ordering any products and/or services made available by 2050cards in accordance with these Terms.

You are not allowed to:

(a) remove any notices relating to IP contained in the 2050cards Content, or any other material and/or products taken from our Website or otherwise;

(b) unless in accordance with these terms, whether for a commercial purpose or otherwise, copy, distribute, modify, adapt, show in public and/or create any derivative work from the 2050cards Content, or any other material, Content or IP owned by 2050cards without our prior express written permission;

(c) use 2050cards or the 2050cards Content, including but not limited to, its Website, Content, IP, products and/or services for any commercial purpose other than in accordance with these Terms; and

(d) use any robot, spider, scraper or other automated means to access the Website for any purpose without our prior express written permission.

Any rights not granted in these Terms are reserved for our own benefit.


We will always try to ensure that our Website and App are available 24 hours a day. However, we will not be liable if for any reason the Website or App are unavailable at any time, or for any period.

Please note that we run AB price tests on our Website and App. This is a randomised process by 2050cards servers when a customer visits our Website or App. This means that if you are randomly selected, you may have a slightly different browsing experience to other users.

Occasionally, we may provide links to other websites or resources for your convenience. We do not endorse the contents of these websites and are not responsible for their availability or service. We will not be liable in any way for any loss or damage which you may suffer by using those websites. If you decide to access linked third party websites, you do so at your own risk.


By submitting a review on our Website, App, Trust Pilot or any other third party websites you confirm and agree that you are the sole author of the review, your review is accurate and that you are at least 18 years’ old.

For any review that you submit, you grant 2050cards a perpetual, irrevocable, royalty-free, transferable right and licence to use, copy, modify, delete in its entirety, adapt, publish, translate and create derivative works from that review in any medium or technology throughout the world.

You must agree that you will not submit a review that:

(a) you know to be false, inaccurate or misleading;

(b) is confidential or personal information of a third party;

(c) breaches any applicable law, or that advocates, promotes or assists any unlawful act;

(d) infringes anyone’s intellectual property rights;

(e) is or can be regarded as offensive, abusive, threatening or defamatory;

(f)  promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation or age, or that may incite hatred or violence against any person or group;

(g) references any other website or service;

(h) misrepresents identity or impersonates any person;

(i) pornographic, obscene or indecent;

(j) may harass, upset, embarrass or alarm any person; or

(k) comments on any other reviewer.

We reserve the right to decline publication of reviews or to remove reviews at our discretion. By submitting your email address in connection with your rating and review, you agree that 2050cards may use your email address to contact you about your review. We will not pass your details onto any third parties without your consent. 2050cards accepts no liability for your personal information in relation to reviews you leave on third party websites.


We will only use your personal information as set out in our Privacy Policy and Cookie Policy, which are subject to change from time to time:

Privacy Policy https://2050.cards/privacy-policy/

Cookie Policy https://2050.cards/cookie-policy/


16.1  We are responsible to you for foreseeable loss and damage caused by us. 

If we fail to comply with these Terms, we are responsible for loss or damage you suffer that is a foreseeable result of our breaking this contract or our failing to use reasonable care and skill. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen, for example, if you discussed it with us during the sales process.

16.2 We do not exclude or limit in any way our liability to you where it would be unlawful to do so.

This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors; for fraud or fraudulent misrepresentation; for breach of your legal rights in relation to the products; and for faulty products under the Consumer Protection Act 1987.

16.3 We are responsible for damage to your device which results from faulty digital products

If faulty digital content e.g. a faulty eCard which we have supplied damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill we will either repair the damage or pay you compensation. However, we will not be liable for damage which you could have avoided by following our advice and/or instructions.

16.4 We are not responsible for damage or loss arising from your actions

We are not responsible for any damage or loss incurred by you when such loss or damage is caused by negligence, wilful misconduct or concealment of information by you (deliberate or otherwise).  

16.5 We are not responsible for losses to your business

We only supply products for domestic and private use. If you use the products for any commercial, business or re-sale purpose we will have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.


18.1 Your 2050cards Account

Please note that we do not perform verification checks when you create a 2050cards Account, and it is therefore important that you provide your real name and a valid email address when signing up. This is to ensure compliance with these Terms and so that our Customer Service Team can perform identity verification if you ever contact us about your order. A valid email address is also required to receive any other communications mentioned in these Terms. We will not be responsible for being unable to verify your identity or not being able to assist with your queries if you have used a fake name or email address.  

18.2 Suspension

If you are found to be in breach of these Terms, we reserve the right to suspend your 2050cards Account, you order and all access to 2050cards’ Website and App.

In addition, we are entitled to suspend provision of all or part of our services at any time if we are obliged or advised to comply with an order, instruction or request of any limb of government, or any regulator, court or other competent authority.

18.3 Change of Terms

These Terms may change from time to time and when they do, we will post the new version of the Terms on the Website and flag it appropriately.

18.4 We may transfer this agreement to someone else

We may transfer our rights and obligations under these Terms to another organisation.

18.5 You need our consent to transfer your rights to someone else (except that you can always transfer our guarantee)

You may only transfer your rights or your obligations under these Terms to another person if we agree to this in writing. However, you may transfer our guarantee to the recipient who has acquired the product or, where the product is services, any item or property in respect of which we have provided the services. We may require the recipient to whom the guarantee is transferred to provide reasonable evidence that they are now the owner of the relevant product.

18.6 Nobody else has any rights under this contract (except someone you pass your guarantee on to)

This contract is between you and us. No other person shall have any rights to enforce any of its Terms, except in respect of the guarantee as explained in clause 18.5.

18.7 If a court finds part of this contract illegal, the rest will continue in force

Each of the paragraphs of these Terms operates separately. If any court or relevant authority decides that any of them are unlawful, the remaining paragraphs will remain in full force and effect.

18.8  Even if we delay in enforcing this contract, we can still enforce it later 

Just because we do not insist immediately that you do anything you are required to do under these Terms, it does not mean you do not have to do those things and it will not prevent us taking steps against you at a later date.

18.9  Which laws apply

These Terms are governed by English law and you can bring legal proceedings in respect of the products in the English courts.